Important Facts
Interest Charged:The typical APR for a customer's first Pay Day Loan over 29 days with us will be 1,929.5% i.e. Borrow £100.00 and repay £127.00
However, returning customers may qualify for a reduced typical APR of 1,561.7% dependent on their "Loyalty Rating" i.e. Borrow £100 and repay £125.00
The 'Loyalty Rating' is determined by the underwriters at the time of application, and takes into consideration all of the normal criteria as well as previous repayment profiles.
Same Day Transfer Option: All transactions normally take between 1-3 working days depending on your bank however, if you require funds on the same day there will be a further charge of £20 for this service. This fee is deducted from the amount we advance to you, so please take this into consideration when requesting a same day transfer. Please note all same day transfer requests must be received before 3pm Monday to Friday. Our services are not available during the weekends and National Holidays.
Repayment Failure: Should you fail to make the repayment within 24 hours of its due date you will be charged £24 and this will be added to your account. You will also be charged a fee of £10 (in each instance) if we send you letters, emails, texts or telephone you to arrange repayment.
Making Payments: All payments are automatically taken by debit card on their due date using the card details you have supplied to us. If a card payment is not successful for the full amount due we will automatically attempt to take payments in smaller denominations on the due date and at regular intervals thereafter until the balance, including charges, has been fully repaid.
For more details on the above points CLICK HERE
